At a time when business insurance premiums and health care costs are on the rise, these affordable companies provide coverage at an attractive price point. Their customer satisfaction ratings from JD Power are among the highest and they boast excellent financial strength ratings as well as low complaint counts with the Better Business Bureau.

They provide convenient online tools and tailored policies that can help you save.

Hiscox

Hiscox is a top-rated commercial insurer offering several forms of business insurance coverage. Their website provides an interactive policy selector to guide you towards the ideal coverage based on your industry and needs, while fast quotes and a simple application process round off their offering.

Hiscox stands out among competitors by being highly-ranked in the J.D. Power 2022 Small Business Insurance Study and can also be an excellent option when searching for Errors and Omissions (E&O) Insurance policies that include risk management services and defense counsel services. It has an established track record in providing claims support as well as risk management services and defense counsel options, making Hiscox an attractive choice among these options.

Hiscox may exclude some coverage types that businesses need, like workers’ comp and property damage insurance, but its financial ratings from AM Best and Standard & Poor’s make them an excellent option for businesses that need assurance they can trust Hiscox to cover any claims should one arise.

Hiscox provides a broad selection of business insurance products, but they also offer innovative tools and services for online policy management. One such feature is an online portal which enables you to view and make edits to your policy at any time; furthermore, certificates of insurance can also be instantly generated with this login service.

Liberty Mutual

Liberty Mutual was originally established as a workers’ compensation provider, but has grown into one of the world’s premier property and casualty insurers since 1912. Today they provide auto policies tailored to individuals as well as families; homeowners’, renters’ and condo insurance; as well as bundling their policies together for savings and to simplify finances – even adding 24-hour roadside assistance which includes towing, flat tire repair service, emergency fuel delivery service as well as lockout service!

Liberty also provides a discounted telematics program called RightTrack to monitor driving behaviors such as acceleration, braking and speeding; rewarding good behavior with lower rates. Customers can opt for paperless policy statements as another discount measure.

Overall, Liberty Mutual ranks low in customer satisfaction surveys. Many customers express discontent over claims experiences and unexplained rate increases; others praise Liberty Mutual for efficient claims handling and helpful customer service; reviews can be found on third-party platforms like Reddit or Trustpilot.

Nationwide

Nationwide is one of the country’s premier insurance providers, providing business policies covering liability for property damage, lost income and medical bills. They also offer workers’ compensation coverage as well as helping businesses create risk assessment plans. Their rates tend to be higher than national averages but offer many discounts and excellent customer service ratings.

Nationwide has an 884 out of 1000 property claims satisfaction rating and ranks highly with consumer research agency JD Power in terms of customer service satisfaction; AM Best has found the company to be reliable.

Tivly is an online marketplace for business insurance that makes it simple and efficient to search and compare policies that suit your needs. Through one form you can submit and quickly receive quotes from multiple carriers – such as those featured here – in just minutes. Bundling coverage provides additional savings potential, while The Hartford, Chubb and Next Insurance all provide tailored policies specifically tailored to different industries, such as professional liability and data breach coverage options.

Next Insurance

Next Insurance provides full-stack business insurance policies, providing both property and casualty protection to its clients. Their policies are tailored towards small business owners at rates they find competitive with similar policies elsewhere, offering policies to fit most types of businesses as well. Their fully online platform makes signing and managing policies simple for most types of companies while their support channels such as chat and email allow for customer inquiries or complaints to be dealt with swiftly – plus they use Virtru Gmail encryption technology for customer data security!

Proof of Coverage, available 24/7 and easily downloadable, makes providing documentation to potential clients or partners easy for customers. Furthermore, they provide coverage options tailored for almost all professions and industries including general liability, commercial auto, workers compensation and business interruption insurance at surprisingly competitive rates; their products are easy to quote, bind and manage while their website features an exhaustive list of state regulations for easy reference.

The Hartford

Established in 1810, The Hartford is one of the country’s oldest property and casualty insurers, offering auto and home insurance as well as financial products and services to over 4 million American households. Furthermore, The Hartford is the exclusive auto and home insurer for AARP members looking for discounts by taking an approved driving course or paying their bills on time – an option which may lead to considerable savings when obtaining car or home coverage with The Hartford.

The Hartford offers customers additional premium savings options, such as an 8% discount for online quotes and additional savings by being a safe driver and bundling their auto and home policies together. In addition, The Hartford provides add-on options such as Accident Forgiveness and Disappearing Deductible to help ensure customers can protect themselves at an affordable cost.

No one size fits all when it comes to choosing an insurance provider like The Hartford; each policyholder must consider his or her unique needs before making a decision. A policyholder with no prior accidents might find lower rates with Nationwide than The Hartford; additionally, Nationwide has more discounts available such as lay-up credit and agency transfer discounts than The Hartford.